Though my school allowed us employees to avail cash advances, I refrain from doing so because I don’t want that our budget for next month to suffer. It’s a good thing that a brother of mine let me borrow but we borrow only the least necessary amount for our travel back to Thailand. In doing so, we avoided interest rate fees. With the help of my hubby, we’re able to formulate a budget to handle unfortunate circumstances. and employed a financial strategy that will help us gradually repay the amount we borrowed. We also rearranged our budget to include an emergency fund.