Happy Thanksgiving Day!
I can’t wait for “Cyber Monday” to do some shopping online. There are huge benefits of waiting until “Cyber Monday”. Aside from avoiding the massive crowds, it’s when online retailers traditionally knock down their prices, and millions of people will shop on the internet even when they wouldn’t normally. Although online shopping is very safe, this is a prime time for scammers to suck you in. Make sure you follow these four security tips to stay safe in the Cyber Monday sale.
1) Keep Your Computer Protected
If you’re using the internet at all then you need to keep your computer safe with antivirus software. Download all available updates to keep on top of the latest threats. When you are online, shopping in any Cyber Monday sale, you can also make sure your credit card details are safe when paying if you see the “https://” in the address bar, often accompanied by a lock symbol (depending on your system).
2) Be Wary Of Individual Sellers
If you’re buying direct from big name websites, such as Amazon or Best Buy, then you’re probably safe. But when you start buying from lesser-known online stores, or third party sellers, you need to exercise caution. Cyber Monday is an easy time for them to lure shoppers in with seemingly good deals. If you’ve never heard of a company, look them up with the Better Business Bureau (BBB), or check their feedback history if you’re using a site such as eBay.
3) Look Out For Red Flags
One important red flag to look out for is when you hear about a deal directly in an email. Does the Cyber Monday sale sound too good to be true? Has it been sent by someone you’ve never been into contact with before? Sometimes links can show one address, but send you to another when you click on them. Be very wary of such links, and don’t click them if in doubt. You should also always avoid giving direct bank information or PayPal details unless you’re logging in directly on the bank website – never send it via email.
4) Pay With Your Credit Card
If you’re shopping with people or companies you’ve never used before then the best way to protect yourself in a Cyber Monday sale is by paying with a credit card. If you don’t end up receiving the items then you can dispute the payment with your credit card provider. Many card providers also protect you from stolen card details. Just make sure to check your statements often so you know exactly what’s going out of your account.
